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2010 and 2011 401(k) Contribution Limits

February 22nd, 2010 | No Comments | Posted in 401(k)

Annual 401(k) contribution limits are determined by IRS. Your 401k maximum contribution limit — the combined total maximum contribution that you can make each year to ALL 401k plans in which you participate, including standard 401k plans and Roth 401k plans — is the lower of: (1) the maximum percentage contribution limit allowed under each of your employers’ plans, or (2) the dollar limits shown in the table below.

401k Contribution Limits
Year AGE 49 & BELOW AGE 50 & ABOVE CATCH UP LIMITS
2006 $15,000 $20,000 $5,000
2007 $15,500 $20,500 $5,000
2008 $15,500 $20,500 $5,000
2009 $16,500 $22,000 $5,500
20010 $16,500 $22,000 $5,500
2011 $16,500 $22,000 $5,500

* Catch up contribution is only applicable for people over the age of 50.

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